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Ask Chip

Chip is wunderBudget's built-in AI assistant. Ask about your finances, update budgets, navigate the app, or get help with any feature — all in plain English. Tap the chat bubble icon in the top-right corner of any tab to open Chip.

💡 Chip knows your context. After any result, you can follow up naturally — "What about May?", "And groceries?", or just "Show me" to open the related transactions.

Your Finances

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Spending by category

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How much did I spend on dining in June?

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What did I spend on groceries last month?

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Coffee spending this month

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How much on dining and groceries combined? Chip can add multiple categories together in one question.

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Overall spending & income

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What did I spend last month?

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Total spending this month

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Show me income for June

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What did I make in May?

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Budget status

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Am I over budget on anything?

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What's left in my shopping budget?

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How am I doing on dining this month?

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What's my coffee budget?

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Comparisons & trends

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Compare my dining in May vs June

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Is my grocery spending going up?

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What about May? Works as a follow-up to any result — switches the month.

Commands

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Update budgets

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Set my coffee budget to $500

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Add $100 to my dining budget

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Reduce shopping by 50%

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Create a rent budget for June, $1000

Budget changes show a confirmation card before anything is written — tap Confirm to apply or Cancel to dismiss.

Navigation

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Go to a screen

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Show me my dining transactions

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Show me June transactions Opens Transactions filtered to June.

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Take me to budgets

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Open accounts

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Show my messages

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Show me After a data result — navigates to the relevant transactions.

App Help

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How-to questions

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How do I connect my bank?

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How do I rename an account?

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How do I add a new spending category?

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How do I copy my budget to next month?

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How do I set up two-factor authentication?

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Feature questions

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What is the Review Queue?

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What does the Insights tab show?

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Is my data secure?

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Where is the privacy policy?

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What's included in the subscription?

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How do I cancel?

What Chip can't do: give general financial advice unrelated to your data, do standalone arithmetic ("What is 500 + 200?"), or access any information from outside wunderBudget.