What's New

• ✨ Chip is here — Ask Chip anything about your finances from the Insights tab, or tap the chat bubble anywhere for in-app help with features and settings.

• 💬 Chat history — swipe to delete — Swipe left on any conversation in chat history to delete it, or use the new Clear All button to remove everything at once.
• 🔑 Sign-in prompt — Ask Chip now shows a clear sign-in prompt instead of a generic error when you're not logged in, in both the Insights and Support tabs.

• 🛡️ Clearer MFA error messages — Entering an incorrect two-factor code now shows a specific, actionable message. If your login session expires during MFA, the app returns you to the sign-in screen automatically with a clear explanation.

• ✨ Introducing Chip — Chip is wunderBudget's built-in AI assistant, powered by Claude. Chip knows your finances and knows the app — ask spending questions in the Insights tab, or tap the chat bubble anywhere to get help with features and settings.
• 💬 In-app support — Ask Chip how anything in wunderBudget works. Get step-by-step help with features, settings, and account management without leaving the app.

• 🔍 Highest & lowest expense queries — Ask Chip "What was my biggest expense today?" or "What was my smallest expense last month?" and get a direct answer with the transaction.
• 📂 Spending by category — "Show me spending by category" now returns a proper category breakdown instead of a monthly total.
• 📅 "Today" period support — Questions about today's transactions are now understood and answered correctly.

• 📋 Privacy Policy & Terms of Use — Links to both documents are now shown directly on the subscription screen.

• 🏦 Bank sync via Plaid — Connect your checking, savings, and credit card accounts. Transactions sync automatically.
• 🤖 AI categorization — Transactions are automatically categorized using Claude AI. Review and correct low-confidence assignments in a swipe-based queue.
• 📊 Monthly budgets — Set spending limits per category. Visual donut chart shows your budget at a glance.
• 💬 Ask Chip — Ask natural language questions about your spending. "How much did I spend on dining in May?" "Which month was my highest grocery spend?"
• 🎯 Savings goals — Create goals and track progress alongside your regular budget categories.
• 📈 Reports — Month-over-month spending trends, category breakdowns, and recurring transaction detection.

• 📅 Budget auto-copy — In the last 5 days of the month, wunderBudget automatically copies your current budget to next month so you're always set up.
• 🔄 Merchant rules — When you recategorize a transaction, the rule applies to all past and future transactions from that merchant.
• 🔔 New transaction alerts — Optional push notifications when new transactions arrive.
• 🌗 Light, dark, and system appearance — Follows your iOS preference or set it independently in Settings.

• 🔒 Face ID / Touch ID lock — Optionally require biometric authentication after a configurable inactivity timeout.
• 🛡️ MFA on sign-in — Two-factor authentication via authenticator app (TOTP) protects your account.
• 🔐 Privacy-first AI — Only category totals and budget limits are sent to Claude AI — never raw merchant names or account numbers.

• ✨ 7-day free trial — Full access to every feature for 7 days, no charge until the trial ends.
• 💳 Monthly and annual plans — Choose the plan that works for you. Annual saves over 25% compared to monthly.